ApplePay, free smartphone screen insurance, bonus $75 credit, earn airline miles, no annual fee and more!

The American Express Essential Card is one of Amex’s newest pieces of plastic that offers outstanding value and rewards. The best part of this card is that there is no annual fee, meaning it is completely FREE! Despite being free, let’s have a look at it’s incredible benefits.

Benefits

  • Free smartphone screen insurance – If you break the screen on a phone that you have purchased using this card, Amex will cover the cost of a replacement screen.
  • Earn up to 1 reward point per dollar spent, which can be transferred to:
    • Air New Zealand AirPoints
    • Asia Miles
    • Emirates Skywards
    • Etihad Guest
    • Malaysia Airlines Enrich
    • Singapore Airlines KrisFlyer
    • THAI Royal Orchid Plus
    • Virgin Australia Velocity
  • Purchase protection – Repair or refund of items lost/ stolen/ broken within 90 days of purchase (up to $2,500)
  • Buyer’s Advantage – Extends manufacturer warranty up to 12 months
  • Refund Protection – Refund up to $500 on unused items where you are refused a refund within 90 days of purchase
  • Online Fraud Protection – No responsibility for false transactions on account
  • Emergency card replacement – 48-hour replacement across the globe

Note that a small excess may apply to some of the insurance coverages.
Refer to the American Express website for more detailed 
information as well as Terms and Conditions

Bonuses

  • When signing up with this referral link, you will receive $75 statement credit if you spend at least $500 within the first 2 months of owning the card
  • The card can be used with Apple Pay, Android Pay and Samsung Pay for super-easy transactions.

Eligibility

  • Aged 18 or over
  • Australian Citizen, Permanent Resident or holder of Business Long Stay Visa
  • Gross annual pre-tax income of at least A$40,000
  • No history of bad debts or payment default

Apply now by clicking here or copy and paste this link to your address bar: http://amex.com.au/refer/jamescvby3

What is there to lose? If you’re eligible, taking just a few minutes to apply will leave you with a card with incredible value and wonderful benefits for your day-to-day spending. Remember, there no annual fee, but you still earn one point per dollar (uncapped) which can be transferred to airlines and used for flights across the world! Remember, never spend a dollar unless you’re earning a point!

For full disclosure, I earn a referral bonus (rewards points) for each new member who is approved. Information provided on this page has been sourced from the American Express website, but you should refer to the actual site for the full terms and conditions. To earn your $75 bonus, you MUST apply through the referral link. 

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